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Steps to Buying a Home

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Contact Me!

Ok – so I know how cliche it is for a real estate agent to suggest you call a real estate agent (preferably me 😀) before anything else, but hear me out! In addition to being able to provide the latest information on market trends and laying out what documents you need to start gathering together, consulting a real estate agent early in the process helps establish your own expectations. Just remember:  I’m here to help!

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Gather Documents

Gathering documents is essential because our first order of business is to find out how much you can afford.  Don’t worry – this process is painless! And given today’s low interest rates, renting is becoming less and less appealing.  First time home-buyers: You may be surprised, not only by what you can afford, but the fact that buying actually may SAVE you money.

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Start Searching!

This is my favorite part! We will start by communicating about location and home criteria “needs” and “wants”. Once we narrow that down, we will visit the neighborhoods for first hand insight to gauge expectations vs reality and visit homes for sale that are currently being marketed in your price range that embody the criteria you have laid out. We will examine each individual market and to figure out what, where and when to buy!

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The Negotiating Table

All real estate negotiations are a dance between the buyers and the sellers. While sellers always want the highest price and buyers always want the best deal, eventually they must meet in the middle for a deal to close. What’s most important in achieving this goal is having a Realtor who can analyze and incorporate the local market statistics into the offer and combining those facts with an ability to work well with the other side. Patience, good judgement and persistence help too!

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The Closing Table

Most closings take place at a local title company. New homeowners want to focus on buying new furniture for the living room or painting walls, not worrying about having to pay a bill left behind by a previous owner. In order to make sure the buyer has clear rights to a property, the title agent will review prior deeds or mortgages, divorce decrees, court judgments, delinquent taxes and child and spousal support payments, utility or other easements and more. This work often includes the cost of conducting a title search, examination, correcting errors, issuing the policy, and, frequently, the settlement or closing costs for consumers. Once this process is complete, and escrow has closed, you will get the keys to your new home! Congratulations!

Let's Make the Move.

Ready to get started? Call, text, or e-mail!

Let Me Be Your Guide.

Contact Hulls Residential @ Berkshire Hathaway HomeServices KoenigRubloff Realty Group

Whether you’re buying or selling, let’s work together to get you more!

100 N. Milwaukee Avenue Libertyville, IL, 60048

(847) 909 - 6954

JHulls@KoenigRubloff.com

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